:root{--blue:#2563eb;--blue-dark:#1d4ed8;--sky:#0ea5e9;--ink:#172033;--muted:#64748b;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--soft:#eff6ff;--success:#15803d;--danger:#b91c1c;--shadow:0 15px 45px rgba(15,23,42,.08);--radius:18px;--container:1160px;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:82px}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.55}button,input,select,textarea{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}img{display:block;max-width:100%}.container{width:min(var(--container),calc(100% - 40px));margin:auto}.skip-link{position:fixed;z-index:100;top:12px;left:12px;padding:10px 16px;background:#fff;color:var(--blue);border-radius:8px;transform:translateY(-180%);transition:transform .2s}.skip-link:focus{transform:translateY(0)}:focus-visible{outline:3px solid var(--sky);outline-offset:3px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(248,250,252,.85);border-bottom:1px solid rgba(226,232,240,.75);backdrop-filter:blur(16px)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{display:inline-flex;align-items:center;gap:9px;font-size:1.05rem;font-weight:700;letter-spacing:-.02em;white-space:nowrap}.brand b{color:var(--blue)}.brand-mark{display:grid;place-items:center;width:30px;height:30px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--sky));color:#fff;font-size:1.35rem;font-weight:800}.nav-links{display:flex;align-items:center;gap:24px;font-size:.9rem;color:#475569}.nav-links>a:not(.button){transition:color .2s}.nav-links>a:not(.button):hover{color:var(--blue)}.nav-toggle{display:none;border:0;background:transparent;padding:8px}.nav-toggle span{display:block;width:23px;height:2px;margin:4px;background:var(--ink);transition:.2s}.theme-toggle{border:1px solid var(--line);border-radius:10px;background:var(--card);width:38px;height:38px;color:var(--ink)}
.button{position:relative;isolation:isolate;overflow:hidden;display:inline-flex;justify-content:center;align-items:center;min-height:46px;padding:0 20px;border:1px solid var(--blue);border-radius:11px;background:var(--blue);color:#fff;font-size:.92rem;font-weight:700;box-shadow:0 7px 16px rgba(37,99,235,.18);transition:transform .2s,background .2s,box-shadow .2s}.button::after{content:"";position:absolute;z-index:-1;inset:0;background:rgba(255,255,255,.18);transform:scale(0);border-radius:50%;transition:transform .45s}.button:active::after{transform:scale(2.5)}.button:hover{background:var(--blue-dark);transform:translateY(-2px);box-shadow:0 10px 22px rgba(37,99,235,.25)}.button-small{min-height:39px;padding:0 14px;font-size:.82rem}.button-ghost{color:var(--blue);border-color:#bfdbfe;background:rgba(255,255,255,.55);box-shadow:none}.button-ghost:hover{color:#fff}.button-outline{color:var(--blue);border-color:#bfdbfe;background:transparent;box-shadow:none;white-space:nowrap}.button-outline:hover{color:#fff}.text-button{padding:0;border:0;background:transparent;color:var(--blue);font-size:.86rem;font-weight:700}.text-button:hover{text-decoration:underline}
.hero{position:relative;overflow:hidden;padding:72px 0 82px;background:radial-gradient(circle at 76% 22%,#dbeafe 0,rgba(219,234,254,.4) 20%,transparent 43%),linear-gradient(120deg,#f8fafc 30%,#f0f7ff)}.hero::before{content:"";position:absolute;right:-10vw;bottom:-18vw;width:47vw;height:47vw;border-radius:50%;background:rgba(186,230,253,.22)}.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:50px}.eyebrow{margin:0 0 10px;color:var(--blue);font-size:.76rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.hero h1,.section-heading h2,.about-grid h2,.contact-grid h2{margin:0;letter-spacing:-.045em;line-height:1.08}.hero h1{max-width:670px;font-size:clamp(2.45rem,5.1vw,4.4rem)}.lead{max-width:620px;margin:23px 0 27px;color:var(--muted);font-size:1.1rem}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.trust-note{margin:21px 0 0;color:var(--muted);font-size:.86rem}.trust-note span{color:var(--success);font-weight:800}.hero-visual{filter:drop-shadow(0 22px 30px rgba(30,64,175,.13));animation:float 5s ease-in-out infinite}@keyframes float{50%{transform:translateY(-9px)}}
.calculator-section{padding:94px 0}.calculator-section.alternate{background:#f1f6fc}.section-heading{max-width:680px;margin-bottom:38px}.section-heading h2{font-size:clamp(2rem,4vw,2.9rem)}.section-heading>p:last-child{margin:13px 0 0;color:var(--muted)}.calculator-layout{display:grid;grid-template-columns:1.12fr .88fr;gap:24px}.calculator-card,.summary-panel,.chart-panel,.schedule-panel,.contact-form{border:1px solid rgba(226,232,240,.85);border-radius:var(--radius);background:var(--card);box-shadow:var(--shadow)}.form-card{padding:27px}.form-heading,.result-header,.panel-title{display:flex;align-items:flex-start;justify-content:space-between;gap:16px}.form-heading{margin-bottom:21px}.form-heading h3,.summary-panel h3,.chart-panel h3,.schedule-panel h3{margin:0;font-size:1.12rem;letter-spacing:-.02em}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 15px}label{display:block;color:#334155;font-size:.82rem;font-weight:700}input,select,textarea{width:100%;border:1px solid #cbd5e1;border-radius:10px;background:var(--card);color:var(--ink);outline:none;transition:border .2s,box-shadow .2s}input,select{height:45px;padding:0 12px}textarea{padding:11px 12px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(37,99,235,.12)}input[readonly]{color:#475569;background:#f8fafc}.input-wrap{position:relative;display:block;margin-top:6px}.currency input{padding-left:27px}.currency::before,.percent::after{position:absolute;z-index:1;top:50%;transform:translateY(-50%);color:#64748b;font-weight:500}.currency::before{content:"$";left:12px}.percent::after{content:"%";right:12px}.percent input{padding-right:28px}.select-wrap::after{content:"⌄";position:absolute;right:12px;top:9px;pointer-events:none;color:#64748b;font-size:1.2rem}.select-wrap select{appearance:none;padding-right:30px}small{display:block;margin-top:4px;color:var(--muted);font-size:.69rem;font-weight:500}.optional-fields{margin:24px 0;border-top:1px solid var(--line);padding-top:18px}.optional-fields summary{display:flex;justify-content:space-between;cursor:pointer;color:#334155;font-size:.86rem;font-weight:700;list-style:none}.optional-fields summary::-webkit-details-marker{display:none}.optional-fields summary span{color:var(--muted);font-size:.72rem;font-weight:600}.optional-grid{padding-top:18px}.calculate-button{width:100%;margin-top:25px}.form-message{min-height:0;margin:0 0 13px;font-size:.83rem}.form-message.error{color:var(--danger)}.results-card{position:relative;padding:27px;overflow:hidden;background:linear-gradient(145deg,#fff 15%,#f6faff)}.results-card::after{content:"";position:absolute;top:-85px;right:-75px;width:210px;height:210px;border-radius:50%;background:rgba(191,219,254,.35);pointer-events:none}.result-header{position:relative;z-index:1}.result-label{margin:0;color:var(--muted);font-size:.84rem;font-weight:700}.big-result{margin:5px 0 0;color:var(--blue);font-size:clamp(2.05rem,4.2vw,2.75rem);letter-spacing:-.05em}.big-result small{display:inline;color:var(--muted);font-size:.9rem;font-weight:600;letter-spacing:0}.result-icon{display:grid;place-items:center;width:43px;height:43px;border-radius:14px;background:#dbeafe;color:var(--blue);font-size:1.4rem;font-weight:800}.loading-bar{height:3px;margin:23px 0 14px;border-radius:3px;background:transparent;overflow:hidden}.loading-bar.active{background:#dbeafe}.loading-bar.active::after{content:"";display:block;width:45%;height:100%;border-radius:inherit;background:var(--blue);animation:loading .28s ease-in-out}@keyframes loading{from{transform:translateX(-110%)}to{transform:translateX(250%)}}.payment-breakdown{border-top:1px solid var(--line)}.payment-breakdown>div,.loan-key-results>div{display:flex;justify-content:space-between;gap:15px;padding:10px 0;border-bottom:1px solid var(--line);font-size:.88rem}.payment-breakdown span,.loan-key-results span{color:var(--muted)}.payment-breakdown strong,.loan-key-results strong{font-variant-numeric:tabular-nums}.result-actions{display:flex;gap:9px;margin-top:18px}.icon-button{border:1px solid #bfdbfe;border-radius:9px;padding:7px 11px;background:rgba(255,255,255,.65);color:var(--blue);font-size:.76rem;font-weight:700;transition:.2s}.icon-button:hover{background:#dbeafe}.loan-key-results{margin-top:15px}.loan-key-results>div{padding:13px 0}.loan-key-results strong{color:var(--ink)}
.details-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;margin-top:24px}.summary-panel,.chart-panel{padding:27px}.metrics-grid{display:grid;grid-template-columns:repeat(2,1fr);margin-top:17px}.metrics-grid>div{padding:13px 12px;border-bottom:1px solid var(--line)}.metrics-grid>div:nth-child(odd){padding-left:0;border-right:1px solid var(--line)}.metrics-grid>div:nth-child(even){padding-right:0}.metrics-grid span{display:block;color:var(--muted);font-size:.76rem}.metrics-grid strong{display:block;margin-top:3px;font-size:1rem;font-variant-numeric:tabular-nums}.chart-wrap{display:flex;align-items:center;gap:18px;margin-top:11px}.chart-wrap canvas{width:152px;height:152px;flex:0 0 152px}.chart-legend{display:grid;gap:6px;font-size:.75rem;color:#475569}.chart-legend span{display:flex;align-items:center;gap:7px}.chart-legend i{width:9px;height:9px;border-radius:50%}.schedule-panel{margin-top:24px;padding:27px}.panel-title{margin-bottom:21px}.panel-title p{margin:4px 0 0;color:var(--muted);font-size:.82rem}.table-wrap{overflow:auto;max-height:425px;border:1px solid var(--line);border-radius:11px}table{width:100%;border-collapse:collapse;min-width:600px;font-size:.83rem;font-variant-numeric:tabular-nums}th{position:sticky;top:0;background:#f8fafc;color:#475569;text-align:left;font-size:.71rem;text-transform:uppercase;letter-spacing:.05em}th,td{padding:13px 16px;border-bottom:1px solid var(--line)}td:nth-child(n+3),th:nth-child(n+3){text-align:right}tbody tr:last-child td{border-bottom:0}tbody tr:hover{background:#f8fafc}
.about-section{padding:94px 0;background:#10213e;color:#eaf2ff}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.about-grid h2,.contact-grid h2{font-size:clamp(2rem,3.5vw,2.75rem)}.about-grid p:not(.eyebrow){margin:5px 0 0;color:#cbd5e1}.feature-list{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}.feature-list span{padding:7px 11px;border:1px solid rgba(191,219,254,.23);border-radius:100px;color:#dbeafe;font-size:.78rem}.contact-section{padding:90px 0}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start}.contact-grid>div>p:last-child{max-width:420px;color:var(--muted)}.contact-form{padding:26px;display:grid;gap:14px}.contact-form label{font-size:.79rem}.contact-form input,.contact-form textarea{margin-top:6px}.contact-form .button{justify-self:start}.contact-form .form-message{margin:0}.contact-form .form-message.success{color:var(--success)}.site-footer{padding:32px 0;background:#fff;border-top:1px solid var(--line)}.footer-content{display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap}.footer-links,.social-links{display:flex;gap:15px;color:var(--muted);font-size:.78rem}.footer-links a:hover{color:var(--blue)}.social-links a{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:#eff6ff;color:var(--blue);font-weight:800}.footer-content>p{width:100%;margin:0;color:var(--muted);font-size:.75rem}.toast{position:fixed;z-index:100;right:20px;bottom:20px;max-width:calc(100% - 40px);padding:11px 15px;border-radius:10px;background:#172033;color:#fff;font-size:.85rem;box-shadow:var(--shadow);opacity:0;transform:translateY(10px);pointer-events:none;transition:.25s}.toast.show{opacity:1;transform:translateY(0)}
body.dark{--bg:#0c1525;--card:#131f33;--ink:#edf4ff;--muted:#a7b6ca;--line:#27364b;--soft:#152844;--shadow:0 15px 45px rgba(0,0,0,.22);color-scheme:dark}body.dark .site-header{background:rgba(12,21,37,.85)}body.dark .hero{background:radial-gradient(circle at 76% 22%,#1e3a62 0,rgba(30,58,98,.25) 22%,transparent 45%),#0c1525}body.dark .alternate{background:#0f1b2e}body.dark input,body.dark select,body.dark textarea{background:#111d30;color:var(--ink);border-color:#41516a}body.dark input[readonly],body.dark th,body.dark tbody tr:hover{background:#16243a}body.dark .results-card{background:linear-gradient(145deg,#131f33,#10213d)}body.dark .site-footer{background:#0b1423}body.dark .button-ghost{background:transparent;color:#93c5fd}body.dark .icon-button{background:#15243b}body.dark .about-section{background:#081121}
@media(max-width:800px){.nav-toggle{display:block}.nav-links{position:absolute;top:72px;left:0;right:0;display:none;align-items:stretch;gap:0;padding:12px 20px 20px;background:var(--card);border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.nav-links.open{display:flex;flex-direction:column}.nav-links>a:not(.button),.nav-links .theme-toggle{padding:11px 0}.nav-links .button{margin-top:7px}.nav-links .theme-toggle{width:40px;margin-top:7px}.hero{padding:52px 0 60px}.hero-grid,.calculator-layout,.details-layout,.about-grid,.contact-grid{grid-template-columns:1fr;gap:26px}.hero-visual{max-width:500px;margin:auto;order:-1}.hero-copy{text-align:center}.hero-actions{justify-content:center}.calculator-section,.about-section,.contact-section{padding:68px 0}.contact-grid{gap:30px}.chart-wrap{justify-content:center}.footer-content{justify-content:flex-start}}
@media(max-width:520px){.container{width:min(100% - 28px,var(--container))}.nav{height:64px}.nav-links{top:64px}.brand{font-size:.96rem}.field-grid{grid-template-columns:1fr;gap:15px}.form-card,.results-card,.summary-panel,.chart-panel,.schedule-panel,.contact-form{padding:20px;border-radius:15px}.section-heading{margin-bottom:27px}.metrics-grid{grid-template-columns:1fr}.metrics-grid>div,.metrics-grid>div:nth-child(odd),.metrics-grid>div:nth-child(even){padding:11px 0;border-right:0}.chart-wrap{align-items:flex-start}.chart-wrap canvas{width:135px;height:135px;flex-basis:135px}.chart-legend{font-size:.7rem}.panel-title{align-items:flex-start;flex-direction:column}.button-outline{width:100%}.footer-links{flex-wrap:wrap}.hero h1{font-size:2.35rem}.big-result{font-size:2.25rem}}
@media print{.site-header,.hero,.form-card,.about-section,.contact-section,.site-footer,.result-actions,.button-outline{display:none!important}.calculator-section{padding:15px 0}.calculator-section.alternate{background:#fff}.calculator-layout,.details-layout{display:block}.results-card,.summary-panel,.chart-panel,.schedule-panel{box-shadow:none;margin:10px 0;border:1px solid #ddd}.schedule-panel{break-inside:avoid}.table-wrap{max-height:none;overflow:visible}body{background:#fff;color:#000}}

/* Content, advertising, blog, and progressive-enhancement additions */
.scroll-progress{position:fixed;top:0;left:0;z-index:100;width:100%;height:3px;background:transparent}.scroll-progress span{display:block;width:0;height:100%;background:linear-gradient(90deg,var(--blue),var(--sky));transition:width .1s linear}.trust-strip{border-block:1px solid var(--line);background:var(--card)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0}.trust-grid>div{display:grid;gap:3px;padding:22px 30px;border-right:1px solid var(--line)}.trust-grid>div:last-child{border:0}.trust-grid strong{font-size:.9rem}.trust-grid span{color:var(--muted);font-size:.8rem}.ad-slot{position:relative;display:grid;place-items:center;min-height:104px;margin:36px 0;border:1px dashed color-mix(in srgb,var(--line) 86%,var(--blue));border-radius:14px;background:color-mix(in srgb,var(--card) 92%,var(--soft));color:var(--muted);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}.ad-slot span{padding:5px 9px;border-radius:100px;background:var(--card);border:1px solid var(--line)}.ad-inline{min-height:118px;margin:56px 0}.ad-footer{margin:26px 0}.content-section,.legal-section{padding:92px 0}.content-section{background:var(--card)}.resource-grid,.legal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.resource-card,.legal-grid article{padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:var(--bg);transition:transform .2s,border-color .2s,box-shadow .2s}.resource-card:hover{transform:translateY(-4px);border-color:#93c5fd;box-shadow:var(--shadow)}.resource-card span{color:var(--blue);font-size:.72rem;font-weight:800;letter-spacing:.09em}.resource-card h3,.legal-grid h3{margin:15px 0 8px;font-size:1.05rem}.resource-card p,.legal-grid p{margin:0;color:var(--muted);font-size:.9rem}.legal-section{background:var(--soft)}.mobile-action{display:none}.back-to-top{position:fixed;z-index:30;right:22px;bottom:22px;display:grid;place-items:center;width:44px;height:44px;border:0;border-radius:50%;background:var(--ink);color:var(--card);box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateY(12px);transition:.2s}.back-to-top.visible{opacity:1;pointer-events:auto;transform:none}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(4,.8fr) 1.25fr;gap:28px;padding:56px 0 36px}.site-footer{padding:0}.footer-grid p{color:var(--muted);font-size:.82rem}.footer-grid h2{margin:0 0 11px;font-size:.8rem;letter-spacing:.04em;text-transform:uppercase}.footer-grid>div:not(:first-child){display:grid;align-content:start;gap:7px}.footer-grid a{color:var(--muted);font-size:.82rem}.footer-grid a:hover{color:var(--blue)}.footer-newsletter{align-self:start}.footer-newsletter label{display:block;margin-bottom:10px;font-size:.85rem;font-weight:700}.footer-newsletter>div{display:flex;border:1px solid var(--line);border-radius:10px;overflow:hidden;background:var(--bg)}.footer-newsletter input{min-width:0;width:100%;padding:9px;border:0;background:transparent;color:var(--ink);font-size:.8rem}.footer-newsletter button{width:38px;border:0;background:var(--blue);color:#fff;font-size:1.1rem}.footer-newsletter p{min-height:19px;margin:5px 0 0;font-size:.72rem}.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:18px 0;border-top:1px solid var(--line)}.footer-bottom p{margin:0;color:var(--muted);font-size:.75rem}

/* Blog */
.page-hero{padding:70px 0 62px;background:radial-gradient(circle at 82% 20%,#dbeafe,transparent 35%),var(--soft)}.breadcrumb{display:flex;gap:8px;margin-bottom:22px;color:var(--muted);font-size:.82rem}.breadcrumb a:hover{color:var(--blue)}.breadcrumb span::before{content:"/";margin-right:8px;color:var(--line)}.page-hero h1{max-width:720px;margin:0;letter-spacing:-.05em;line-height:1.05;font-size:clamp(2.45rem,5vw,4.3rem)}.page-hero p{max-width:610px;margin:18px 0 0;color:var(--muted);font-size:1.08rem}.blog-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:42px;padding:62px 0 90px}.blog-featured{display:grid;grid-template-columns:1.1fr 1fr;overflow:hidden;border-radius:var(--radius);background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow)}.article-image{position:relative;min-height:245px;background:linear-gradient(135deg,#155eef,#38bdf8)}.article-image::before,.article-image::after{content:"";position:absolute;border-radius:50%;background:rgba(255,255,255,.16)}.article-image::before{width:180px;height:180px;top:25px;right:16%}.article-image::after{width:80px;height:80px;bottom:30px;left:16%}.article-image span{position:absolute;z-index:1;bottom:22px;left:23px;color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.article-image.alt-1{background:linear-gradient(135deg,#0f766e,#22c55e)}.article-image.alt-2{background:linear-gradient(135deg,#7c3aed,#ec4899)}.article-image.alt-3{background:linear-gradient(135deg,#c2410c,#f59e0b)}.article-copy{padding:34px}.article-meta{display:flex;flex-wrap:wrap;gap:10px;color:var(--muted);font-size:.75rem}.article-copy h2,.article-card h3{margin:13px 0 10px;letter-spacing:-.03em;line-height:1.22}.article-copy h2{font-size:1.55rem}.article-copy p,.article-card p{color:var(--muted);font-size:.88rem}.text-link{display:inline-flex;gap:7px;margin-top:9px;color:var(--blue);font-size:.84rem;font-weight:800}.text-link:hover{gap:10px}.blog-toolbar{display:flex;justify-content:space-between;align-items:center;gap:16px;margin:54px 0 20px}.blog-toolbar h2{margin:0;font-size:1.4rem}.search-box{display:flex;align-items:center;max-width:320px;padding:0 12px;border:1px solid var(--line);border-radius:10px;background:var(--card)}.search-box input{width:100%;padding:10px 4px;border:0;background:transparent;color:var(--ink);font-size:.84rem}.article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.article-card{display:flex;flex-direction:column;overflow:hidden;border:1px solid var(--line);border-radius:15px;background:var(--card);transition:transform .2s,box-shadow .2s}.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.article-card .article-image{min-height:145px}.article-card .article-image span{bottom:14px;left:16px}.article-card>div:last-child{display:flex;flex:1;flex-direction:column;padding:20px}.article-card h3{font-size:1.07rem}.article-card p{margin:0 0 10px}.article-card .text-link{margin-top:auto}.pagination{display:flex;justify-content:center;gap:8px;margin:40px 0 0}.pagination button{display:grid;place-items:center;width:36px;height:36px;border:1px solid var(--line);border-radius:9px;background:var(--card);color:var(--ink)}.pagination button.active,.pagination button:hover{background:var(--blue);border-color:var(--blue);color:#fff}.blog-sidebar{display:grid;align-content:start;gap:22px}.sidebar-card{padding:22px;border:1px solid var(--line);border-radius:15px;background:var(--card)}.sidebar-card h2{margin:0 0 14px;font-size:1rem}.category-list,.post-list{display:grid;gap:10px}.category-list a{display:flex;justify-content:space-between;color:var(--muted);font-size:.84rem}.category-list a:hover,.post-list a:hover{color:var(--blue)}.post-list a{font-size:.82rem;font-weight:700}.post-list span{display:block;margin-top:2px;color:var(--muted);font-size:.72rem;font-weight:400}.newsletter-card{background:linear-gradient(145deg,#155eef,#0ea5e9);color:#fff}.newsletter-card p{margin:0 0 13px;color:#dbeafe;font-size:.84rem}.newsletter-card input{width:100%;margin-bottom:8px;padding:10px;border:0;border-radius:8px}.newsletter-card .button{width:100%;border-color:#fff;background:#fff;color:var(--blue);box-shadow:none}.author-card{display:flex;gap:12px;align-items:center}.author-avatar{display:grid;place-items:center;flex:0 0 44px;height:44px;border-radius:50%;background:var(--soft);color:var(--blue);font-weight:800}.author-card p{margin:2px 0 0;color:var(--muted);font-size:.75rem}.share-row{display:flex;gap:8px}.share-row button{width:32px;height:32px;border:1px solid var(--line);border-radius:8px;background:var(--card);color:var(--blue);font-weight:800}.page-ad-sidebar{display:none}

body.dark .content-section{background:#0c1525}body.dark .legal-section{background:#0f1b2e}body.dark .resource-card,body.dark .legal-grid article,body.dark .sidebar-card,body.dark .article-card,body.dark .blog-featured{background:var(--card)}body.dark .footer-newsletter>div,body.dark .search-box{background:#111d30}
@media(max-width:1050px){.footer-grid{grid-template-columns:repeat(3,1fr)}.footer-grid>div:first-child{grid-column:span 2}.blog-layout{grid-template-columns:1fr}.blog-sidebar{grid-template-columns:repeat(3,1fr)}.newsletter-card{grid-row:span 2}}
@media(max-width:800px){.trust-grid,.resource-grid,.legal-grid{grid-template-columns:1fr}.trust-grid>div{padding:17px 0;border-right:0;border-bottom:1px solid var(--line)}.trust-grid>div:last-child{border-bottom:0}.content-section,.legal-section{padding:68px 0}.ad-inline{margin:38px 0}.footer-grid{grid-template-columns:repeat(2,1fr);padding-top:42px}.footer-grid>div:first-child{grid-column:span 2}.blog-layout{padding-top:42px}.blog-sidebar{grid-template-columns:repeat(2,1fr)}.blog-featured{grid-template-columns:1fr}.article-image{min-height:210px}.mobile-action{position:fixed;z-index:35;right:14px;bottom:15px;display:block}.mobile-action .button{min-height:42px;padding:0 16px}.back-to-top{right:16px;bottom:72px}}
@media(max-width:520px){.footer-grid,.blog-sidebar,.article-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column;align-items:flex-start}.blog-toolbar{align-items:stretch;flex-direction:column;margin-top:38px}.search-box{max-width:none}.page-hero{padding:52px 0}.page-hero h1{font-size:2.35rem}.article-copy{padding:24px}.article-card .article-image{min-height:135px}.mobile-action .button{box-shadow:0 10px 24px rgba(37,99,235,.35)}}
@media print{.ad-slot,.trust-strip,.content-section,.legal-section,.mobile-action,.back-to-top,.scroll-progress{display:none!important}}
.recent-tools{margin-top:50px;padding-top:34px;border-top:1px solid var(--line)}.recent-tools h2{margin:0 0 16px;font-size:1.2rem}.recent-tools-list{display:flex;flex-wrap:wrap;gap:10px}.recent-tools-list a{padding:9px 13px;border:1px solid var(--line);border-radius:9px;background:var(--card);color:var(--blue);font-size:.82rem;font-weight:700}
.faq-section details{padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:var(--card)}.faq-section summary{cursor:pointer;font-weight:800}.faq-section p{margin:11px 0 0;color:var(--muted);font-size:.9rem}
.contact-email{display:inline-block;margin-top:8px;color:var(--blue);font-weight:800}.contact-email:hover{text-decoration:underline}
.site-footer .social-links{display:none}